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The Joe Niece Team....The Results of Experience

Hennepin County Real Estate. Let us help you now, Call us at 612-305-8487.

E-mail Joe Niece about your situation



Buy Hennepin County Real Estate and How do I Sell Hennepin County Real Estate ?

As the Hennepin County Real Estate boom continued through the early 2000's, money became more and more available to less and less qualified buyers. No meaningful oversite was given to the appraisal process, and home values were artificially inflated by increased demand from newly qualifed first time home buyers, second home and vacation home buyers, and investors. New risky loan policies were given the green light by a Congress that wanted to increase home ownership to historic levels. Housing was talked about as a right by some legislators, touted as a way to reduce crime by others, and ignored by the rest. With an unsubstainable increase in prices for Hennepin County Real Estate during the first six years of the 2000's, tied with the collaspe of subprime mortgages and low teaser rates in the spring of 2007, the real estate market imploded on itself.



The result is either a disaster or huge opportunity for buyers and sellers of Hennepin County Real Estate! I know this seems impossible that both buyers and sellers could have an opportunity, but let me explain.



If you are a seller of Hennepin County Real Estate then you are going to take a beating when you sell your home. Luckily, most sellers are upsizing or moving sideways. If you are upsizing and buying more expensive Hennepin County Real Estate then you will be in great shape. If you are selling a 200,000 dollar Hennepin County home, you have lost 25-35% of its value. This means you have lost $50,000 to $70,000 in this example. If you are moving up to Hennepin County Real Estate worth $400,000, they have lost the same 25%-35% in value, which means you are buying for $100,000 to $140,000 less, therefore you've made $50,000 to $70,000. They are upsizing to $800,000 so they will recoup their loss and make up to $140,000 once they buy a bigger home, etc.



If you are moving sideways, the money you lose on your sale will be saved on your Hennepin County Real Estate purchase. The 25%-35% that you lost on your sale will be made up when you buy your next home that is selling for 25%-35% less.



If you are buying your first home, then you have won the lottery in Hennepin County Real Estate and may not know it. You will be buying at a 25% to 35% discount with rates that are the lowest in history. You also have had the federal government giving you $8,000 dollars as a buyer who has not owned a home in three years or $6500 if you are buying and have owned your home for five of the last eight years.



Now, if you are downsizing or selling and not buying new real estate somewhere, you are not going to be very happy. You'll still be receiving any appreciation that occured in the 70's, 80's and 90's, so that may still mean you are ok. If you bought after 2001, you may owe more than your home is worth. If you bought and put 20% or more down, you may have lost a good chunk of that. I am more than willing to do a free market analysis for anyone in Minnesota. I enjoy doing it, plus it gives me a great chance to meet future clients.



Feel free to use the free home valuation tool above. It is a free tool for Hennepin County buyers and Hennepin County Real Estate sellers.

No Hennepin County Blog or Hennepin County Real Estate Information would be complete without Hennepin County Short Sale Real Estate information so I have included that below.



All of the information provided is gathered from numerous sources. If you are in need of help, contact us for a private meeting about your particular situation. Some provisions may not be applicable in all states and may change daily based on new laws and interpretations. This infomation is provided as a public service to help troubled borrowers and lenders minimize the economic and emotional damage that foreclosures have had on society. Legal advice should be obtained from an attorney.

Minnesota Foreclosure and Minnesota Short Sale

Joe Niece 612-305-8487



Hennepin County Real Estate and Hennepin County Home prices have continued to flow up and down in most of Minnesota and Hennepin County is no difference. Hennepin County homes and Hennepin County Real Estate continue to be sought after as of now. Homes in Hennepin County under 200,000 are seeing full price offers and in many cases multiple offers. Buyers of Hennepin County Real Estate need to be fully pre-approved, as well as working with a top Hennepin County Realtor.

Short Sales and foreclosures are not as common in Hennepin County as other surrounding cities but the ability for buyers to buy so much home for so little money in surrounding cities has put a strong downward pressure on Hennepin County Real Estate and Hennepin County Homes. Foreclosures and bank mediated properties account for upto 30% of the real estate market at any one time.

Experts believe that Hennepin County Homes and Hennepin County Real Estate may still see a collapse in the higher end markets if we do not start to see some movement but opinions vary as to when and how bad this collapse might be. This type of home does not account for a high percentage of the Homes and Real Estate in Hennepin County so it should not hurt as bad as other cities.

This is one bright spot for owners of Hennepin County Real Estate . The consensus is that if you are selling a home in Hennepin County or any Hennepin County Real Estate that you need to be exact in your pricing, marketing and value. Find a Realtor with experience, a successful track record and one that works nights, weekends, days, etc. This is the time for agents to show how committed they are to the Hennepin County homeowner and to Real Estate in general.

Search every listing of every home for sale in Hennepin County Search Hennepin County MLS Listings .



HAFA or Home Affordable Foreclosure Alternatives Program

Do You Qualify?

The Home Affordable Foreclosure Alternatives (HAFA) Program is the governments program to help homeowners avoid foreclosure.

HAFA gives incentives to lenders and $3000 to homeowners to allow and complete a short sale or deed-in-lieu of foreclosure.

Use the tool below to determine your eligibility:

Section 1 HAFA Questionaire


Is your loan owned or guaranteed by Fannie Mae or Freddie Mac?

Is the property your principle residence?

Is the Mortgage a first mortgage that closed before Jan 1 2009?

Have you missed payments or will you soon miss a payment?

Is your current unpaid balance less then $729,751?

Do your total monthy mortgage payments exceed 31% of your gross income?

Section 3 Borrower Information

Main Mortgage Borrower Name:

Home Phone Number:

Email Address:

Mortgage Property Address:

City                                          State, Zip Code
   

 

Please press only once.


HAFA Homes Affordable Foreclosure Alternative






Joe Niece and his team of Hennepin County Real Estate Agents welcome you to JoeNiece.com. We specialize in the Hennepin County Real Estate market.

Hennepin County Real Estate Agent Joe Niece is waiting for your call

612-305-8487 Call now!

Hennepin County Minnesota Short Sale Help and Information Joe Niece The Results of Experience E-mail us with all of your real estate needs!

Number One Agent or Partner in Minnesota Joe Niece is the only agent in Minnesota to be #1 at both Coldwell Banker Burnet 2003 and #1 REMAX 2006 and 2007"

Nightline ABC Contributor Joe Niece was featured on Nightline in the article"Real Estate Meltdown- How Experts Market Homes!"

Pioneer Press Real Estate Expert at TwinCities.com Joe Niece celebrates 5 years as their Real Estate Expert!

Metropolitan Media Magazine Contributor Featured in the Article "Who is the Best Realtor in Minnesota?"

Trulia Real Estate Joe Niece is a regular Contributor and Expert for Trulia.com!

Yahoo Real Estate, Homes.com Google Joe Niece has been recognized by every major search engine as a marketing expert!

Your Hennepin County Real Estate and Short Sales Agent

In the current market, your Hennepin County Real Estate and Short Sales Agent needs to work harder, market your home better, network your home more effectively and present your Hennepin County home via every advertising media possible. Your Hennepin County agent must know everything about the Hennepin County Real Estate and Short Sales market. Joe and his team of Hennepin County realtors will strive to answer the phone live between the hours of 7am and 9pm everyday, A live person that knows you and your home will be working to help you, other agents and all potential buyer's get the information they need to know about your Hennepin County home. This will guarantee no matter if you buy or sell your home, condo or loft in Hennepin County Minnesota that it is as painless as possible. Before you start any property search you should get pre-approved for a Hennepin County Mortgage .

A Hennepin County Realtor is waiting for your call

612-305-8487 Call now!

Hennepin County Condos | Hennepin County Lofts | Hennepin County Town Homes

If you are not looking for homes with an MLS number and you want to sell your house, then we can help. Our House Value service can give you a good estimate of your current house value. If you want to know what your home is worth in this new market, where home sales have stalled, then we can help.

Hennepin County Real Estate and Short Sales, search every lake in Minnesota and find the Lake House, Lake Property, Lake Cabin, Lots, Land and more at Hennepin County Lake Property.

Whether you are looking for Homes, Hennepin County Condos for Sale or Lofts in Hennepin County JoeNiece.com Real Estate and Short Sales is the best place to find that home of your dreams. Search the Hennepin County Listing Search to find that perfect Hennepin County Condo, Loft or Hennepin County Luxury Home. A new search that alot of people have been looking into is properties up for auction. Here are all the Minnesota Real Estate and Short Sales Auction properties.


Our Team brings Professional, Honest, Motivated Service to each and every one of our clients. We understand that each individual sale is unique. We strive in creating and providing a personalized, innovative marketing solution for each buyer or seller.
Thank You for Trusting me to buy and sell almost 400 Homes in 2007-2008, My Best Years Ever in the Worst Market Ever!

Thank You for Making Me the Number One Agent in Minnesota from 2002-2008!

Thank You for Making us the Number One Team out of over 120 Realtors in our Office 2002-2008!

Thank You for making us one of the Presidents Club Agents for 2002-2008!

Thank You for allowing us to be one of the 10 Best Realtors in Minnesota!

Thank You for helping us become one of the top 20 Realtors in Minnesota for the last six years!

If you put your trust in our Team, We promise to keep you informed everyday, market your home as if it were our own and get you the best bottom line possible!

Joe Niece and Associates ReMax Results (612) 305-8487
11200 West 78th Street
Twin Cities, MN
Toll Free (866) 829-1997 Fax (952) 829-1700

 

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