Featured Homes
Your Homes Value
Buy a Home Property Search
Real Estate Foreclosures Short Sales Home Page
Email Joe Niece E-mail Joe
FSBO Sell Your Home For Free Buyer Classifieds
Links
Blog
Short Sales
Loss Mitigation
Buy Foreclosures
Buyer Grants and Down Payments Down Payments
Guaranteed Sale
Order a BPO
School Links
What's a Short Sale
Need a Short Sale
Tax Auctions
Equity Stripping
Forbearance
Repossession
Tax Sales
Vacant Property
Testimonial
Ok, Joe asked me to tell my story versus giving a testimonial so here goes(more)
Testimonial
I called Joe after I fired my agent. She had been working on our short sale for over a year with a law firm (more)
Testimonial
I am so thankful for Joe Niece, we would not have tried a short sale our (more)
Testimonial
Before we called Joe we were so frustrated. We researched (more)
Testimonial
I was listed with my sister who is a sucessful real estate agent and we both had been told by the bank that I could (more)
Testimonial
We did it! I don't think a thank you can even come close to how much I appreciate everything you guys have done. But OMG (more)
Who Needs a Short Sale?
What is Your Home Worth?
Why Use a CDPE?
Certified Distressed Property Expert
See Home First When they List
Free Credit Report Tools
Minnesota Short Sale
Minnesota Foreclosure Sale
Minnesota HAFA Foreclosure
Minnesota Home Foreclosure
Minnesota Foreclosure
Why Minnesota REMAX
Minnesota Homes For Sale
Minnesota Real Estate
Luxury Foreclosures
 
 
 

The Joe Niece Team....The Results of Experience

Minnesota Minnesota Home Foreclosure Information and Advice. Let us help you now, Call us at 612-305-8487.

E-mail Joe Niece about your situation


Home Foreclosure Information

Are you a possible For Sale by Owner that needs to sell but your home is upside down? We can list, sell and negotiate the short sale of your home and your bank will pay our commission. As Minnesota's Short Sale specialists, we have worked with every lender in Minnesota including yours, and they have paid our commission every time.
Minnesota For Sale by Owner Costs and Information?
Don't do this by yourself. We can help you if you are willing to call 612-508-4100.

Would you like to find out what chance you have of being successful doing a short sale with your lender?
Calculate your chance of a successful short sale

I keep hearing that the bank wants my home so they are going to push me into a Minnesota Home Foreclosure. This is just not true, the bank does not want to make you a Minnesota Home Foreclosure. Banks want to do everything they can in most cased to make sure you are not a Minnesota Home Foreclosure. They would much rather have you do a Minnesota Short Sale then end up as a Minnesota Home Foreclosure.

I also hear people saying I received a Minnesota Home Foreclosure notice; I have to move out by the Home Foreclosure sale. In Minnesota, you are now a Minnesota pre-foreclosure. You will not be a Minnesota Home Foreclosure until six months after your Sheriff's Sale.
If you do not short sale your home, bring your home current or redeem it then you will be a Minnesota Home Foreclosure and you will need to leave.

Remember, If you have enough equity in your home, typically 60%-70%, there is a chance that you could still sell your home. Contact a Minnesota Home Foreclosure Expert like Joe Niece at 612-305-8487. He can point out other options other then Minnesota Home Foreclosure.

It you want to buy another home in the future, it is important for you to do something versus letting your home go into foreclosure. In some cases, you will be able to buy a home in half the time if you short sale you home versus letting it become a Minnesota Home Foreclosure.


Minnesota Short Sale Information

Learn More about Minnesota Short Sales

Minnesota Short Sale Hardship LettersMinnesota Shortsale Hardship Letter Samples

Let a Minnesota Minnesota Short Sale Expert help you now, Call Joe Niece at 612-305-8487.

E-mail Joe Niece about your situation

Search every listing of every home for sale in Minnesota Search Minnesota MLS Listings





HAFA or Home Affordable Foreclosure Alternatives Program

Do You Qualify?

The Home Affordable Foreclosure Alternatives (HAFA) Program is the governments program to help homeowners avoid foreclosure.

HAFA gives incentives to lenders and $3000 to homeowners to allow and complete a short sale or deed-in-lieu of foreclosure.

Use the tool below to determine your eligibility:

Section 1 HAFA Questionaire


Is your loan owned or guaranteed by Fannie Mae or Freddie Mac?

Is the property your principle residence?

Is the Mortgage a first mortgage that closed before Jan 1 2009?

Have you missed payments or will you soon miss a payment?

Is your current unpaid balance less then $729,751?

Do your total monthy mortgage payments exceed 31% of your gross income?

Section 3 Borrower Information

Main Mortgage Borrower Name:

Home Phone Number:

Email Address:

Mortgage Property Address:

City                                          State, Zip Code
   

 

Please press only once.


HAFA Homes Affordable Foreclosure Alternative