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The Joe Niece Team....The Results of Experience

Minnesota Minnesota Buyers Agent. Let us help you now, Call us at 612-305-8487.

E-mail Joe Niece about your Minnesota Home Buying Plans



Search every listing of every home for sale in Minnesota. Search Minnesota MLS Listings and Home for Sale

A Minnesota Minnesota buyers agent can help you in many ways. Most Minnesota Minnesota buyers do not buy a home every year. No matter how much you know about homes, you will not know as much as a expert Minnesota buyers agent.

Joe Niece has been the #1 buyers agent in Minnesota for years. He believes that in order to be a good Minnesota listing agent or Minnesota buyer's agent, you have to know what is going on in the Minnesota market. The only way to do that is to work with buyers.

A great listing agent might list 20-30 properties in a year.

Joe Niece will work with almost 100 sellers each year. This means he will have almost five times as much information about the Minnesota real estate market then every other agent in Minnesota.

Joe does not think this is enough exposure to the market to be consider a great Minnesota agent.

In order to be a great Minnesota buyer's agent, you need to see hundreds or even a thousand Minnesota homes each year.

A great Minnesota buyers agent will know how to price Minnesota homes. He will know what Minnesota short sales are selling for.

He has to know what Minnesota foreclosures are selling for.

He should know how many normal homes, short sale homes and foreclosure homes are on the Minnesota MLS.

He should be willing to update you each day on that is active, sold, pending, cancelled or expired on the Minnesota MLS.

He should be willing to show you homes during the day, night or weekend.

He should be willing to carry his cell phone and answer it days, nights or weekends.

Joe Niece is willing to do this for his clients and he enjoys being a Minnesota Realtor.

One of his favorite quotes is "I decided to be a Minnesota Realtor/Minnesota Agent and I love what I do. I work the hours and answer my phone when I do because I enjoy doing it and don't look at it as a job. I look at it as a choice to be the best at what I do"

Here are some of the things you can expect if you work with Joe Niece.

What I do for my buyers:

1. I am going to be available when you want to see homes, this includes nights and weekends. I will be available short notice and on holidays.

2. I am going to find a home that works for you, one that you will appreciate and will be able to be sold for a profit when you decide to move again. I am not looking to put you in the first home you find. I will tell you if I think a home is a good deal or a bad deal. I will point out problems and benefits so that you can make an informed decision.

3. I am going to search for homes for you every day and will notify you via e-mail of what is out there. I will contact For Sale By Owners on your behalf and also past expired and cancelled listings to find a home that matches your needs.

4. After we find a home you are interested in, I am going to do a neighborhood analysis as well as a full market analysis on the home to make sure we are paying the correct price. I will make sure the neighborhood does not have a crime problem and make sure that the schools are ranked high in satisfaction and testing.

5. I am going to help you negotiate a better price and terms on the home. This could include warranties, closing costs, rate buy down on your mortgage, closing date, etc.

6. I am going to help you find the correct loan for your home and get you second opinions if needed. I will go over your good faith estimate and settlement sheet and point out any fee's or cost that are excessive or junk fees. I will spend the time to explain the different loan programs out there even if your mortgage person will not.

7. I am going to help you with choosing a title company and making sure that you are getting a good title policy not just any title policy. I will help you understand the different terms and processes in buying a home and explain what a title company does and what title insurance is for.

8. I am going to work with you until closing keeping you informed of everything that is going on. I will be available for questions via e-mail or phone every day.

9. I am going to be available after the close of your home if any issues come up. If you decide to improve your home, I will help you with my experience as to what improvements will increase the value in your home and which ones will not.

10. I will be at your closing to make sure that the last day of our home search together is a smooth and happy one.

These things I will guarantee in writing and I know they will allow you to have a much better and more successful home buying experience.

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Minnesota Short Sale Information

Learn More about Short Sales

Get a Minnesota Home Loan or Refinance your Minnesota Home

Let a Expert Minnesota Buyer's Agent help you now, Call Joe Niece at 612-305-8487.

E-mail Joe Niece about your home buying plans



HAFA or Home Affordable Foreclosure Alternatives Program

Do You Qualify?

The Home Affordable Foreclosure Alternatives (HAFA) Program is the governments program to help homeowners avoid foreclosure.

HAFA gives incentives to lenders and $3000 to homeowners to allow and complete a short sale or deed-in-lieu of foreclosure.

Use the tool below to determine your eligibility:

Section 1 HAFA Questionaire


Is your loan owned or guaranteed by Fannie Mae or Freddie Mac?

Is the property your principle residence?

Is the Mortgage a first mortgage that closed before Jan 1 2009?

Have you missed payments or will you soon miss a payment?

Is your current unpaid balance less then $729,751?

Do your total monthy mortgage payments exceed 31% of your gross income?

Section 3 Borrower Information

Main Mortgage Borrower Name:

Home Phone Number:

Email Address:

Mortgage Property Address:

City                                          State, Zip Code
   

 

Please press only once.


HAFA Homes Affordable Foreclosure Alternative