Featured Homes
Your Homes Value
Buy a Home Property Search
Real Estate Foreclosures Short Sales Home Page
Email Joe Niece E-mail Joe
FSBO Sell Your Home For Free Buyer Classifieds
Short Sales
Loss Mitigation
Buy Foreclosures
Buyer Grants and Down Payments Down Payments
Guaranteed Sale
Order a BPO
School Links
What's a Short Sale
Need a Short Sale
Tax Auctions
Equity Stripping
Tax Sales
Vacant Property
Ok, Joe asked me to tell my story versus giving a testimonial so here goes(more)
I called Joe after I fired my agent. She had been working on our short sale for over a year with a law firm (more)
I am so thankful for Joe Niece, we would not have tried a short sale our (more)
Before we called Joe we were so frustrated. We researched (more)
I was listed with my sister who is a sucessful real estate agent and we both had been told by the bank that I could (more)
We did it! I don't think a thank you can even come close to how much I appreciate everything you guys have done. But OMG (more)
Who Needs a Short Sale?
What is Your Home Worth?
Why Use a CDPE?
Certified Distressed Property Expert
See Home First When they List
Free Credit Report Tools
Stillwater Short Sale
Stillwater Foreclosure Sale
Stillwater HAFA Foreclosure
Stillwater Home Foreclosure
Stillwater Foreclosure
Why Stillwater REMAX
Stillwater Homes For Sale
Stillwater Real Estate
Luxury Foreclosures
Minnesota Loan Modification?
Loan Mod vd Short Sale?

The Joe Niece Team....The Results of Experience

Stillwater Minnesota Foreclosure Sale Information and Advice. Let us help you now, Call us at 612-305-8487.

E-mail Joe Niece about your situation

Foreclosure Sale Information

I keep hearing that the bank wants my home so they are going to push me into a Stillwater Foreclosure Sale. This is just not true, the bank does not want to force you into a Stillwater Foreclosure Sale. Banks want to do everything they can in most cased to make sure you are not a Stillwater foreclosure. They would much rather have you do a Stillwater Short Sale then end up as a Stillwater Foreclosure Sale.

I also hear people saying I received a Stillwater Foreclosure Sale notice; I have to move out by the Foreclosure sale. In Minnesota, you are now a Stillwater pre-foreclosure. You will not be a Stillwater Foreclosure until six months after your Sheriff's Sale.
If you do not short sale your home, bring your home current or redeem it then you will be a Stillwater Foreclosure and you will need to leave.

Remember, If you have enough equity in your home, typically 60%-70%, there is a chance that you could still sell your home. Contact a Stillwater Foreclosure Sale Expert like Joe Niece at 612-305-8487. He can point out other options other then Stillwater Foreclosure.

It does not matter what the reason. Whether you want to buy another home in the future or minimize/reduce a judgement from you lender, it is important for you to do something versus letting your home go into foreclosure. In most cases, you will owe nothing to your lender if you do a short sale versus letting your home go into foreclosure. In some cases, you will be able to buy a home in half the time if you short sale you home versus letting it become a Stillwater Foreclosure.

Minnesota Short Sale Information

Learn More about Stillwater Short Sales

Minnesota Short Sale Hardship LettersMinnesota Shortsale Hardship Letter Samples

Let a Stillwater Minnesota Short Sale Expert help you now, Call Joe Niece at 612-305-8487.

E-mail Joe Niece about your situation

Search every listing of every home for sale in Stillwater Search Stillwater MLS Listings

HAFA or Home Affordable Foreclosure Alternatives Program

Do You Qualify?

The Home Affordable Foreclosure Alternatives (HAFA) Program is the governments program to help homeowners avoid foreclosure.

HAFA gives incentives to lenders and $3000 to homeowners to allow and complete a short sale or deed-in-lieu of foreclosure.

Use the tool below to determine your eligibility:

Section 1 HAFA Questionaire

Is your loan owned or guaranteed by Fannie Mae or Freddie Mac?

Is the property your principle residence?

Is the Mortgage a first mortgage that closed before Jan 1 2009?

Have you missed payments or will you soon miss a payment?

Is your current unpaid balance less then $729,751?

Do your total monthy mortgage payments exceed 31% of your gross income?

Section 3 Borrower Information

Main Mortgage Borrower Name:

Home Phone Number:

Email Address:

Mortgage Property Address:

City                                          State, Zip Code


Please press only once.

HAFA Homes Affordable Foreclosure Alternative