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The Joe Niece Team....The Results of Experience

Certified Distressed Property Expert Let us help you now, Call us at 612-508-4100.

E-mail Joe Niece about your situation

Let us help you now, Call us at 612-508-4100.

What is a Minnesota Certified Distressed Property Expert?
Find a Minnesota Short Sale Expert


A Minnesota Certified Distressed Property Expert is a trained professional with specific understanding of the issues confronting the Minnesota real estate market, Minnesota Home Owners needing a Minnesota Short Sale, and anyone that is in a distressed financial situation.

Minneapolis metro home owners with homes who have lost value should talk to a Minnesota Certified Distressed Property Expert if they owe more on their Minnesota Home then it will sell for. Minnesota Certified Distressed Property Expert's receive comprehensive training in all aspect of Bank Negotiation, loss mittigation and short sale options. A Minnesota Certified Distressed Property Expert's Traning combined with their real estate experience give banks and distressed homeowners the best chance of coming to a win-win situation. Certified Distressed Property Experts in Minnesota are able to provide solutions for homeowners facing hardships in today'1:01 AM 3/13/2010s market, specifically short sales and foreclosure prevention.

The thought of foreclosure will be financially and emotionally devastating, and often homeowners proceed without guidance of any kind. Even worse, some homeowners do nothing and allow their homes to go into foreclosure. This leaves them facing exclusion from future home ownership for many years, deficientcy judgments from junior lien holders and higher costs to borrow money for 2-3 times longer then a Minnesota short sale would have impacted them. Most housing agencies believe that the best course of action for a homeowner in distress is to speak with a well-informed, licensed real estate professional. They have the tools needed to help homeowners find the best solution for their situation. Often, when other options have been exhausted, Minnesota Certified Distressed Property Experts can help homeowners avoid foreclosure through the efficient execution of a Minnesota short sale.

Minnesota Certified Distressed Property Experts do more then assist in selling properties, they provide a service to real estate clients at a time when they are needed the most.


Minnesota Short Sale Information

Learn More about Short Sales

Minnesota Short Sale Hardship LettersMinnesota Shortsale Hardship Letter Samples

Let a Minnesota Short Sale Expert help you now, Call Joe Niece at 612-508-4100.

E-mail Joe Niece about your situation

Search every listing of every home for sale in Minnesota Search Minnesota MLS Listings .





HAFA or Home Affordable Foreclosure Alternatives Program

Do You Qualify?

The Home Affordable Foreclosure Alternatives (HAFA) Program is the governments program to help homeowners avoid foreclosure.

HAFA gives incentives to lenders and $3000 to homeowners to allow and complete a short sale or deed-in-lieu of foreclosure.

Use the tool below to determine your eligibility:

Section 1 HAFA Questionaire


Is your loan owned or guaranteed by Fannie Mae or Freddie Mac?

Is the property your principle residence?

Is the Mortgage a first mortgage that closed before Jan 1 2009?

Have you missed payments or will you soon miss a payment?

Is your current unpaid balance less then $729,751?

Do your total monthy mortgage payments exceed 31% of your gross income?

Section 3 Borrower Information

Main Mortgage Borrower Name:

Home Phone Number:

Email Address:

Mortgage Property Address:

City                                          State, Zip Code
   

 

Please press only once.


HAFA Homes Affordable Foreclosure Alternative